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One of the perks of being married to a vicar is free accommodation.
If I’m honest, the insecurity of not owning our own property has started to bug me over the last couple of years. I won’t say it ‘concerns’ me or ‘worries’ me, because I have no reason not to trust that God will provide everything we need in the future. But it does bug me.
As friends move on to their second, third, fourth property, gradually moving up the ladder, gaining space, building extensions and increasing their investment, we live fairly comfortably in a house which won’t be there when my husband retires. I sometimes wonder if we should be living on more of a shoestring than we do, and paying off a mortgage on a tiny holiday property somewhere in the sticks.
We did own a house, once. In fact we were amongst the first of our friends to buy a place, thanks mainly to the fact that we’d moved to the North and could afford something small. But when we relocated, we rented the property for a year then sold it. It didn’t seem right to keep it, as it wasn’t a natural rental property – but nor did it seem right to purchase a different property elsewhere.
It was the hubs who felt strongly about not re-investing in property. I wasn’t convinced at first, but after a fair bit of submitting the issue to God, I came to the same conclusion. And we still have no regrets about what we did (or didn’t do). But that doesn’t make it an easy decision to live with!
However, to counter any jealousy I may feel when others are moving into gorgeous homes, to which they can do whatever they like, I thought I’d write down five things to be grateful for about our situation – not with gritted teeth, but because I’m convinced this is where God wants us, and “where the Spirit of the Lord is, there is freedom” (2 Corinthians 3:17). I’m trying to practise this truth!
We don’t pay maintenance costs.
While we cover the costs of the garden and (most) interior decor, all the essential maintenance is sorted out by the Diocese. If the boiler breaks, we don’t have to worry about finding the money to fix it. If there’s a leak, we don’t have to spend ages ringing round companies that might be able to come and sort it out immediately.
Sometimes there’s a tension between what we think is urgent, and what the Diocese thinks is urgent – but, on the whole, one call to their housing people, and things are sorted out pretty efficiently.
We get to live in a house that we wouldn’t otherwise be able to afford.
Vicarages have to have at least four bedrooms, plus two reception rooms (so that one can be a study – a vicarage is a work-place as well as a home). They tend to be generously-sized.
Not only would we not be able to afford the size of this house if we were in different jobs, but we also wouldn’t be able to afford the location of this house. While we’re not in a particularly affluent area, the fact that it only takes 15 minutes to walk into the city centre whacks on another few thousand to the value of our home.
Another advantage specific to our home is that houses like ours just don’t exist in our area. Usually if you want to be close to town, you sacrifice a garden. Or you move out of town to get a garden – and sacrifice convenience. We are fortunate to get both.
Obviously not all vicarages are exactly like ours, but they will all have their unique quirks and advantages which add value – value which most of us wouldn’t be able to afford otherwise.
It’s a constant reminder that our home belongs to God.
If you’re a Christian, everything you are and have belongs to God. But how easily we can slip into selfish ways with our homes, our money, our possessions and our families!
I totally do this all the time with the things I own and the people I love. But one thing I’m not so selfish with is our home. A vicarage is owned by the Diocese, and it’s supposed to be used to bless your church.
Whether it’s New Year drinks to say thank you to the people who lead at church, our weekly parents’ house group and creche, or (yet another) World Cup barbecue with the 20s group, our family has a wonderful opportunity to live in a space which is designed to bless others. How cool is that?!
(For the record, yes there are boundaries that need to be set, and we take these seriously. After all, we’ve been through the adoption process, where we had to justify the use of our home from a safeguarding perspective. But that’s another blog post!)
It helps us to empathise with those around us.
Many of the people we see regularly at the school gate, at church, or round and about, don’t own their own home – and, whilst some of these people are hoping to buy in the future, many won’t even entertain this notion, as there’s absolutely no way they’ll ever have a chance to get on the housing ladder.
It’s tempting to think that owning a home is a right, but actually it’s a luxury, and it’s only enjoyed by a minority across the world. Even in the UK, it was only 40-50 years ago that people started to buy homes en masse. Renting a property owned by someone else has generally been the way that people kept a roof over their head throughout history.
Not owning a home, and realising the many, many people around us who don’t own one either, reminds us that it’s a luxury. If we ever do buy a home, we certainly won’t take it for granted.
We have more security than many.
And finally, whilst in many ways we’re in a similar situation to those around us, we’re also very different. We have earning potential. We have savings. We have financial support from our families. We’re in a much more secure position than many, and may one day have the option of buying a home.
Again, not owning a home reminds us of the great security we do have: a landlord who’s not about to kick us out with a month’s notice. A decent place to live which is kept in good order. A guarantee that we can live here until the hubster’s job ends. And that, when it does, we’ll have another home provided for us.
Compare this to friends living in social housing with no proper flooring, private-rentals with dodgy landlords, or in communities which are unfriendly and antisocial, and we feel pretty grateful.
I won’t pretend this is an easy journey, but it’s the one the Lord has us on for now. Maybe He will guide us to buy a house in the future or maybe we’ll spend our retirement renting, but one thing I know for sure is that His ways are best.
We don’t get to take our homes to heaven, after all!
If you like this, you might like:
- Why I’m Sending my Kid to a School in Special Measures
- Kingdom Principles for Handling Money
- The Diary of a (Trying to be Holy) Mum – Book Review